Investment Services

We are not going to promise you spectacular returns. What we will do is give you realistic numbers, point out the costs people forget, and tell you when a deal does not work.

What we look at with you

• Gross and net yield. Gross yield flatters everything. Net yield, after management, maintenance, void periods, insurance, service charge and ground rent, is the number that matters.
• Void periods. Budget for them. A property empty for a month a year is roughly 8% off your income before anything else goes wrong.
• Capital growth versus income. Prime central London tends to offer lower yields and steadier capital values; outer zones often reverse that. Which suits you depends on why you are investing.
• Refurbishment. Which works genuinely add rent or value, and which are money you will not see again.
• Tenant demand. Who actually wants to live there, students, young professionals, families, and how that shapes the specification.

What 2026 changed for investors

The Renters' Rights Act altered the risk profile of buy-to-let and it is worth being clear-eyed about it:

• Possession requires a proven Section 8 ground, so your paperwork and record-keeping matter more.
• No possession in the first twelve months except on limited grounds, so plan your exit before you buy.
• Rent increases limited to once a year with two months' notice, and challengeable at tribunal.
• No more than one month’s rent in advance on new tenancies, which affects how you underwrite riskier tenants.
• Landlord database registration and Ombudsman membership are now obligations, with real penalties.

None of this makes buy-to-let unviable. It does mean casual, hands-off landlording is harder, and that professional management is now closer to a necessity than a luxury.